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International aid from US colleges and universities for students can come from two sources – Need-based and Merit-based aid. Need-based aid is awarded based on your family income and assets, that is, the greater your financial need the more financial aid you are qualified for. On the other hand, merit-based aid or merit scholarship is awarded based on your merit (although need-based aid, especially for international students, has a correlation to merit as well). Merit-based aid does not depend on family income, and oftentimes is grant money (money that does not have to be repaid).
It is important to check the official website on information regarding financial aid for international students. Colleges that award need-based aid to admitted international students may not necessarily cover their full demonstrated need, in which case there is a “gap” which the student has to cover with private loans or borrow from relatives. Furthermore, financial aid packages may be comprised of grant aid (i.e. money that need not be repaid) and/or loans (i.e. money that has to be repaid after graduation).
Most US colleges have a need-aware admission policy because their financial aid budget is limited, which means a student’s financial need factors into the admission process. A need-aware school is only able to accept a limited number of need-qualified students, and that number is even smaller for international students. This is because international students are ineligible for federal, state or student loans (without a US co-signer), and are only eligible for institutional aid, that is aid that comes directly from the financial budget of the university. Hence, an international student applying for financial aid will face much a tougher competition for admissions. However, that should not deter you from applying for financial aid. International students do receive need-based aid (sometimes up to the full cost of study for low-income students) – it’s just that these students are typically amongst the very best in their applicant pool.
High-achieving, low-income international students can look towards the following US schools that have awarded generous financial aid:
以下是给予国际学生最多资助的二十五所美国学院：
(给予国际学生最多奖学金的十五所美国学院）
|
Name of School
（学院）
|
% Intl of 1st Yrs
（国际学生比例)
|
No. of Intl Awarded Aid
(国际学生获得资助数字)
|
% Intl Awarded Aid
(国际学生获得资助比例)
|
Average Award for Intl (USD)
（国际学生的平均资助）
|
Others
（其他）
|
| Colby College |
7.08 |
83 |
85.57 |
44,119 |
No Loans |
| Williams College |
5.66 |
133 |
93.01 |
48,259 |
|
| Wellesley College |
14.60 |
110 |
52.13 |
46,213 |
No Loans |
| Trinity College |
5.58 |
101 |
93.52 |
47,883 |
|
| Vassar College |
5.77 |
130 |
86.67 |
46,600 |
|
| Bates College |
4.90 |
81 |
82.65 |
45,016 |
|
| Smith College |
12.33 |
121 |
98.37 |
42,860 |
|
| Colgate University |
6.13 |
94 |
67.63 |
44,612 |
|
| Colorado College |
3.42 |
56 |
81.16 |
44,966 |
|
| Reed College |
5.72 |
59 |
65.56 |
44,895 |
|
| Skidmore College |
2.45 |
45 |
52.94 |
44,500 |
|
| Hamilton College |
5.58 |
74 |
80.43 |
43,464 |
|
| Brown University |
10.11 |
121 |
59.02 |
42,860 |
No Loans for students with family income below US$100,000 |
| Middlebury College |
10.12 |
204 |
79.38 |
42,511 |
|
| Swarthmore College |
6.60 |
56 |
57.14 |
42,729 |
No Loans |
| Dickinson College |
6.20 |
130 |
89.66 |
40,024 |
|
| Bryn Mawr College |
16.57 |
87 |
67.97 |
40,127 |
|
| Mt. Holyoke College |
23.49 |
410 |
93.39 |
35,254 |
|
| Bowdoin College |
3.85 |
23 |
37.70 |
41,224 |
No Loans |
| Pomona College |
4.36 |
29 |
45.31 |
37,930 |
No Loans |
| Stanford University |
7.57 |
258 |
55.01 |
35,214 |
No Loans for students with family income below US$45,000 |
| Hampshire College |
4.88 |
46 |
83.64 |
33,925 |
|
| Union College |
4.04 |
62 |
84.93 |
32,283 |
|
| Macalester College |
12.92 |
211 |
91.34 |
31,419 |
|
| University of Pennsylvania |
10.52 |
276 |
27.38 |
36,737 |
|
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Comments
PS:have a CGPA of 8.75 in engg colg(INDIA)
my name is obinna charles and am also a Nigerian and i intend applying for masters in engineering next year to in the US i tink i shud be able to offer some lil advise.
i tink u wud first of all need to write the GRE exam, but i don't tink the TOEFL exam is necessary since English is our official language in Nigeria.
and some schools offer financial aid as well. you just need to browse extensively that's all.
you can send am email to me at obinnacharles@g mail.com
so we can comunicate better.safe
We wish you the best of luck!
I am very pleased to write you. My name is kelly. I am 21 years old. I am from Nigeria. I wish to apply for admission in the university. I love the University.
I want to know the steps or necessary documents needed to apply for admission and the deadlines for admission. I intend to apply for 2013 resumption date. I would love to study Business Management.
Are we required to pay an application fee? If so, can the application fee be waived?
I have my waec result, School leaving testimonial and Transcripts of Results. I don't have My SAT results but I intend taking my SAT exam by October 2012.
Do students in Nigeria need an English language test for admission?
Finally, Does the university offer financial aid to International students from Nigeria?
Thanks. Hope to hear from you soon.
Kind Regards
Kelly...